Last updated 30 April 2025
The Margin Loan Calculator and all other tools on this website are provided for general informational and educational purposes only. The projections, figures, and outputs generated are illustrative models based on the inputs you provide and a set of simplifying assumptions. They are not predictions, guarantees, or recommendations.
You should not make any financial, investment, or borrowing decision based solely on the output of any tool on this website.
Wealthly does not hold an Australian Financial Services Licence (AFSL) and is not authorised to provide personal financial product advice. The information provided does not take into account your personal financial situation, objectives, needs, or risk tolerance.
Before entering into any margin lending arrangement or making any investment decision, you should seek advice from a qualified and licensed financial adviser.
The calculator uses assumptions including but not limited to: constant interest rates, constant growth rates, constant dividend yields, and regular contributions. Real-world outcomes will differ materially due to market volatility, changing interest rates, tax law changes, lender margin call policies, and other factors not modelled by this tool.
Past performance of any investment or index is not indicative of future performance.
Margin lending is a high-risk investment strategy. Borrowing to invest magnifies both gains and losses. If the value of your portfolio falls, you may receive a margin call requiring you to deposit additional funds, sell assets, or repay part of the loan — potentially at an unfavourable time. You could lose more than your initial investment.
Any tax-related information or calculations provided are of a general nature only and are based on general assumptions about Australian tax law as at the date of publication. Tax laws change frequently and individual circumstances vary. You should consult a registered tax agent or accountant before relying on any tax-related outputs from this tool.
To the maximum extent permitted by law, Wealthly and its operators accept no liability for any loss or damage arising from your use of, or reliance on, any information or tool on this website.
If you have questions about this disclaimer, please contact Jay from Wealthly on info.wealthly@gmail.com.